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摩托车贷款

Hit the open road with affordable 融资 and terms


Financing fit for cruising

Whether you’re an avid biker or looking for your first two-wheeled commuter, we can help you with affordable 摩托车 融资 options. Purchase a new or used 摩托车 from a dealer or private party or refinance and save on one you may already own.

低利率, simple terms and flexible payment options, your ride full of fun is right around the corner.

关键特性

有竞争力的价格

With low, fixed payments

简单的应用程序

No origination fees and quick decision

灵活的条款

最多60个月

No pre-payment penalties

Pay off your loan early if you need to

Budget-friendly payment options

Fast and easy payment methods, plus rewards for on-time payments2

保险 and payment protection

Cover your 摩托车 in the event of mechanical breakdowns, financial loss and more — 今天获得报价

New and Used 摩托车 利率

利率 Effective 01/01/2024

术语最少4月范围1
17968最多60个月$1,0007.25% to 17.05%7.257.256001/01/2024100%60个月:19美元.98 per month per $1000 borrowed at 7.4月25%

Frequently Asked Questions

  • Our application takes a few minutes to complete online. You can also apply with a Patelco team member directly at a branch, by phone or online via Zoom at our Patelco 虚拟分支™.

    The process is simple:

    1. Submit an application online or with a team member
    2. We’ll review your application
    3. Send any documents requested by your loan funder
    4. 一旦获得批准, you’ll receive a convenience check made payable to the seller of the vehicle you want to purchase
    5. Provide the check to the seller and drive off as the proud new owner!

    是的. We recommend getting pre-approved in advance, so once you find the type of 摩托车 you want, it will be easy to purchase straight from the dealership.
    It’s good to have a price range in mind, along with your down payment amount so we can determine what you qualify for and how much you’ll need to borrow. 一旦获得批准, we will issue you a convenience check which you can use to purchase directly from a dealer.

Get rewarded for on-time payments
If you don’t qualify for our best rates upfront, with LevelUp2 you can still save on your loan over time. 连续12次, on-time monthly payments on your loan and we’ll automatically reduce your rate, 到0.4月50% per year with a maximum of 1.4月50%.
Get started and get to where you want to go
Find the right 融资 option for your ride with a low-rate 摩托车 loan. It only takes a few minutes to get started.

1 4月 (Annual Percentage Rate). 摩托车 rates as low as 7.25% effective 01/01/2024. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, 贷款期限, Patelco account and loan balances. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.05%. To learn more about rates, terms and available discounts, call 800.358.8228,请访问 jyxmsb.com or visit any Patelco branch. Loan payment example: 60个月:19美元.98 per month per $1000 borrowed at 7.4月25%

2 LevelUp is offered to members who are approved for the following loans at Patelco’s credit tier 2 or higher: auto, 摩托车, RV, 船, 个人贷款, excluding all lines of credit. Total discount of up to 1.4月50% (Annual Percentage Rate) applied in 0.4月50% increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final 4月 to be lower than the LevelUp floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.

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